Merchants That Accept XMR (2025): Where to Spend Monero Online & IRL



Last updated: September 2nd, 2025
  • Short answer: You can buy gift cards, precious metals, food, phone plans, hosting, digital goods, and more with Monero (XMR).
  • Best way to explore: Monerica.com is the living, filterable directory of merchants that accept XMR across dozens of categories.
  • How to pay: Merchants may accept XMR directly or via processors; many also support e-mail/phone invoices or Tor endpoints.

merchants-that-accept-xmr

Quick Picks (Popular, Easy Ways to Spend XMR)

How to Use This List

  • Browse by category below for ideas, then visit Monerica.com to see more merchants, local options, Tor links, and discounts.
  • Tip: Gift cards are the fastest way to spend XMR almost anywhere (Amazon, Walmart, Home Depot, Uber, etc.).

Featured Categories & Examples

Accounting

AI Services

  • NanoGPT — Access top LLMs without subscription. 5% off with invite/code.
  • PayPerQ — Pay-per-usage chatbot (GPT-4o, Sonnet 3.5, more).

Artwork

Clothing & Accessories

Entertainment & Gambling

Gift Cards & Prepaid Cards

Food & Drink (Shipped)

Food & Drink (IRL)

Health & Beauty

IT & Marketing Services

Marketplaces (Company-Owned)

Marketplaces (Peer-to-Peer)

  • XMRBazaar — P2P marketplace with encrypted chat and multisig escrow.

Monero Hardware & Merch

Phone Plans, SMS & SIM/eSIM

  • Anosim — SMS verification without exposing your number.
  • Crypton.sh — Virtual SMS numbers (Tor).
  • JuicySMS — Pay per service (e.g., Telegram codes).
  • smscodes — Real SIM numbers; select Monero at checkout.
  • SMSPool — SMS verifications, proxies, data-only eSIMs (Tor).
  • Silent Link — Anonymous eSIM (Tor).

Postage & Shipping

Precious Metals

  • Suisse Gold — Gold, silver, platinum, palladium, rhodium.
  • Veldt Gold — Buy/sell with crypto ($2,000 minimum).

Seeds & Spores (Legal Regions Only)

Technology & Computer Hardware

  • Tip: Use Monerica’s Technology/Hardware section to find computers, peripherals, and wallets sold for XMR.

How to Pay with Monero (Fast Path)

  • 1) Choose a merchant from the list above or browse the Monerica.com directory.
  • 2) Select XMR at checkout (or request an invoice by e-mail/phone/Discord where noted).
  • 3) Send the exact amount from your wallet. Wait for the required confirmations.
  • 4) Save more: Look for XMR-only discounts and coupons in listings.

Tips for Smooth, Private Checkout

  • Prefer direct XMR or privacy-respecting processors; avoid unnecessary personal data.
  • Use gift cards when a store doesn’t natively accept XMR.
  • Mind your region: Shipping, SIM/eSIM coverage, and taxes vary by country.
  • Tor & alt endpoints: Many services publish Tor links; use them where appropriate.

FAQs

  • Where do I find the latest merchants? Monerica.com — the up-to-date directory for businesses that accept XMR.
  • What if XMR isn’t listed at checkout? Contact the merchant; many accept manual invoices or sell gift cards you can buy with XMR.
  • Are there discounts for paying with XMR? Yes — multiple listings offer 5–10% off when paying in Monero; check each page.

Next Steps

  • Explore more categories and local options on Monerica.com.
  • Bookmark your favorite merchants and check back for new deals and Tor endpoints.

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