Updated October 2026: added Ward's ACE & Country Store and Cloaked Wireless, expanded every program with more detail, fixed Trocador's sign-up link, and removed Swaponix (the site no longer loads) and Simsup (its affiliate program has closed).
What Are Monero Affiliate Programs That Pay Out in XMR?
Monero affiliate programs are referral programs run by businesses that accept Monero from their customers and pay their affiliates in Monero. Send them paying customers and they share part of the revenue with you, in XMR, straight to your own wallet.
That makes them part of the Monero economy on both ends: the people you refer can pay privately, and your earnings arrive privately too, with no bank, PayPal or chargebacks in between.
Monero Affiliate Programs at a Glance
Every program below accepts Monero from customers and pays affiliates in XMR (or will on request). Click a name to jump to its details. Terms are as published by each business and can change, so check them before you start.
| Program | Category | Commission | Cookie | Minimum payout |
|---|---|---|---|---|
| ChangeNOW | Exchange | Up to 25% of their profit | 30 days | 0.002 BTC |
| CypherGoat | Exchange aggregator | Up to 50% of their fees | Unknown | 0.002 BTC |
| FixedFloat | Exchange | 40% of their profit | Unknown | 0.001 BTC |
| SageSwap | Exchange | 0.5% to start | Unknown | 0.2 XMR |
| Trocador | Exchange aggregator | 50% of their commission | Unknown | 0.002 BTC |
| Wizard Swap | Exchange | 0.5% of trade value | 30 days | About $1 |
| xChange.me | Exchange | 30–50% of their commission | Unknown | 0.001 BTC / 0.01 XMR |
| Ward's ACE & Country Store | Retail & hardware | 5% (+3% if paid in XMR) | 30 days | $25 on request |
| Monero Slots | Gambling | 0.0025 XMR per qualified player | Unknown | 0.0001 XMR |
| Silent Link | eSIMs & numbers | 5% | Unknown | Unknown |
| Cloaked Wireless | Phone plans | Recurring, up to 2 years | Code based | Ask when applying |
| 2Fiat | Prepaid cards | 1% of issue fee and top-ups | Unknown | Unknown |
| Stealths.NET | Prepaid & gift cards | 20% revenue share | 60 days | $20 |
| AriaVPN | VPN | 25% | 90 days | None |
| Private WebHost | Hosting | 10% recurring | 90 days | $15 |
| PrivateAlps | Hosting | 20% first order, 10% after | Unknown | €25 |
Disclosure: links to these businesses are Monerica referral links where we have one, and may earn Monerica a commission if you sign up or buy through them.
Exchanges (Non-KYC and Low-KYC)
Exchanges are usually the most profitable programs: swap volume adds up quickly, and most pay a share of every trade your referrals make.
ChangeNOW
ChangeNOW is one of the longest-running instant exchanges. You can swap Monero for hundreds of other coins without an account, and it also lets people buy XMR with a card or sell it for fiat, with most swaps finishing in about five minutes.
Why promote it: Because it covers both crypto-to-crypto swaps and fiat on- and off-ramps, almost anyone who wants to get into or out of Monero is a potential referral. It also offers widgets and an API, so you can embed swaps on your own site and earn on every trade made through it.
- Website · Monerica listing
- Commission: up to 25% of their profit on referred swaps
- Cookie duration: 30 days
- Minimum withdrawal: 0.002 BTC
- Payout options: Monero (XMR), BTC, ETH, USDT, USDC, DOGE, DGB and more
- KYC: may ask for verification on flagged swaps (see the Monerica listing for its KYC policy)
- Affiliate sign up
CypherGoat
CypherGoat is a non-custodial swap aggregator. It pulls quotes from a list of private exchanges, shows the best rate, and lets users filter by how strict each provider is about KYC before swapping.
Why promote it: Rate shoppers and privacy-minded users both like it, since one page shows every option side by side. The share of fees it pays affiliates is one of the highest on this list.
- Website · Monerica listing
- Commission: up to 50% of their fees
- Cookie duration: not published
- Minimum withdrawal: 0.002 BTC
- Payout options: Monero (XMR) or Bitcoin (BTC)
- KYC: varies by the exchange the user picks; filters let users avoid KYC-prone providers
- Affiliate sign up
FixedFloat
FixedFloat is an instant exchange that lets users lock a fixed rate or take a floating one, and it supports Bitcoin Lightning, which makes it a quick bridge between Lightning and Monero.
Why promote it: The fixed-rate option and Lightning support give your audience a clear reason to use it over other swaps, and a 40% profit share is generous for a high-volume exchange.
- Website · Monerica listing
- Commission: 40% of their profit
- Cookie duration: not published
- Minimum withdrawal: 0.001 BTC
- Payout options: Monero (XMR), BTC, ETH, USDC or USDT
- KYC: may ask for verification on flagged swaps (see the Monerica listing)
- Affiliate sign up
SageSwap
SageSwap is a never-KYC instant exchange that works without JavaScript and runs 24/7, with fees around 1–2%. Users can delete a transaction's record once their swap is complete.
Why promote it: It suits the most privacy-focused part of the Monero audience: no verification ever, a Tor mirror, and no scripts in the browser. Payouts are Monero only.
- Website · Tor · Monerica listing
- Commission: 0.5% to start, which can rise with a longer-term partnership
- Cookie duration: not published
- Minimum withdrawal: 0.2 XMR
- Payout options: Monero (XMR) only
- KYC: never
- Affiliate sign up
Trocador
Trocador is a privacy-focused swap aggregator that compares rates from many exchanges, rates each one for privacy, and runs with minimal JavaScript. It also sells prepaid and gift cards, and offers AnonPay for merchants.
Why promote it: It's a favorite with Monero users, and it gives affiliates more than a link: a JavaScript-free swap widget you can paste into your site, plus an API for building your own swap page.
- Website · Tor · I2P · Monerica listing
- Commission: 50% of Trocador's commission on referred trades
- Cookie duration: not published
- Minimum withdrawal: 0.002 BTC
- Payout options: Monero (XMR)
- Note: the program isn't available to European users or audiences
- Affiliate sign up
Wizard Swap
Wizard Swap is a no-registration exchange built around privacy coins. It swaps Monero with Bitcoin, Ethereum, Zcash, Dash, Litecoin, Particl, PIVX, Firo and more, and has its own Tor mirror.
Why promote it: If your audience holds several privacy coins, it's one of the few exchanges built for them, and payouts can go to almost any coin it supports.
- Website · Tor · Monerica listing
- Commission: 0.5% of total trade value, paid from the fees for liquidity providers
- Cookie duration: 30 days
- Minimum withdrawal: low, around $1
- Payout options: Monero (XMR), BTC, ETH, DASH, FIRO, PART, PIVX, ZANO, DOGE or BCH
- KYC: not required
- Contact Wizard Swap support to join
xChange.me
xChange.me has been a no-KYC instant exchange since 2017. It offers a Tor mirror and a command-line client, which makes it popular with long-time Monero users.
Why promote it: Its track record and CLI client appeal to technical audiences, and the affiliate share grows with the volume you send.
- Website · Tor · Monerica listing
- Commission: 30–50% of their commission, based on volume
- Cookie duration: not published
- Minimum withdrawal: 0.001 BTC or 0.01 XMR
- Payout options: Monero (XMR), BTC, ETH, DASH, ZEC, LTC, KMD, OXEN, FIRO or BDX
- Note: you need a PGP key to join
- Affiliate sign up
Retail and Hardware Stores
Ward's ACE & Country Store
Ward's ACE & Country Store is a locally owned hardware and country store in Malad City, Idaho, and one of the largest physical retailers that accepts Monero. Its web store has more than 65,000 items, ships nationwide (including to PO boxes) and runs entirely over Tor. Shoppers can pay with Monero, Bitcoin and 300+ other coins or a card, and Monero buyers get 3% off.
It sells tools and hardware, farm and ranch supplies and livestock feed, lawn and garden, paint and building materials, housewares and appliances, workwear and footwear, pet supplies, candy and foods, sporting goods and 550+ firearms, plus in-store services like key cutting and propane refills. You can link to any page on the site.
Why promote it: it isn't only for crypto traders. Homesteaders, ranchers, preppers, DIYers and families all buy what it sells, and it's the only program here that pays a bonus for taking your commission in Monero.
- Website · Tor · Monerica listing
- Commission: 5% of the merchandise subtotal after discounts, +3% when paid in XMR (they send 103%)
- Cookie duration: 30 days from the last click; your own promo code (split the 5% with buyers as a discount if you like) always wins credit
- Payouts: automatic at $100, or on request from $25, after the 30-day return window
- Payout options: Monero (XMR), or another cryptocurrency they can send at the standard amount
- Joining: free, approved automatically, no website needed; you can join with only an account number (no name or email)
- Affiliate sign up · Program terms
Good to know: propane, gift cards and services (like storage and FFL transfers) don't earn commission, and neither do your own orders. You must be 18+, US affiliates need a W-9 before the first payout, and you have to disclose the commission next to your link. Don't bid on the Ward's name in search ads, post codes on coupon sites, or link to firearm pages from platforms that ban it (such as YouTube).
Gambling
Monero Slots
Monero Slots runs provably fair slot machines and a single-zero European roulette wheel, paid in XMR, with no KYC ever.
Why promote it: It pays a fixed bonus per qualifying player rather than a percentage, and new players who sign up with a referral code get a bonus of their own.
- Website · Monerica listing
- Commission: 0.0025 XMR when a new player wagers 0.2 XMR in total (you must have transacted over 1 XMR yourself to qualify)
- Cookie duration: not published
- Minimum withdrawal: 0.0001 XMR
- Payout options: Monero (XMR)
- Note: gambling is restricted in many places; only promote it where it's legal
- Affiliate sign up
Phone Plans and SIM Cards
Silent Link
Silent Link sells anonymous global eSIMs and US VoIP phone numbers, with no ID and no account needed, paid in Monero or Bitcoin.
Why promote it: Travelers and privacy-minded users need data abroad, and approved affiliates get a link that gives buyers $2 off automatically, which helps it convert. eSIM data is also a natural add-on to any travel or privacy content.
- Website · Monerica listing
- Commission: 5%
- Buyer discount: $2 off through an approved affiliate link
- Cookie duration: not published
- Minimum withdrawal: not published
- Payout options: Monero (XMR) or Bitcoin (BTC)
- Contact Silent Link support to join
Cloaked Wireless
Cloaked Wireless is a privacy-focused US carrier on a nationwide 5G network. It uses cryptographic authentication and blocks staff from changing customer accounts, which is the best protection available against SIM-swap attacks. It sells SIM and eSIM plans, data eSIMs and phone numbers; use the code Monerica for 50% off the first month.
Why promote it: Anyone holding crypto has a reason to fear SIM swaps, which makes this an easy recommendation. Commissions are recurring for up to two years, and affiliates get their own discount codes.
- Website · Monerica listing
- Commission: recurring every month a referred customer stays, for up to 2 years (the rate is set when you're accepted)
- Tracking: your own discount code
- Extra: affiliates can have Cloaked Wireless sponsor unused ad space or content
- Payout options: arranged when you join; ask for Monero (XMR)
- Affiliate program · apply by emailing affiliate@cloakedwireless.com
Prepaid Cards and Gift Cards
2Fiat
2Fiat issues virtual prepaid Mastercards that can be topped up instantly with crypto and added to Apple Pay and Google Pay.
Why promote it: A card that turns XMR into everyday spending is an easy sell, and you earn on the card fee and on every top-up after it. The cards work in Apple Pay and Google Pay, so readers can spend Monero almost anywhere.
- Website · Monerica listing
- Commission: 1% of the card issue fee and 1% of each top-up
- Cookie duration: not published
- Minimum withdrawal: not published
- Payout options: Monero (XMR) or Bitcoin (BTC)
- Contact 2Fiat support to join
Stealths.NET
Stealths.NET sells prepaid Visa and Mastercard cards, virtual cards, gift cards, Rewarble, eSIM plans and virtual phone numbers, all without accounts or KYC.
Why promote it: The range means one link covers many needs, and the 60-day cookie is long enough to catch buyers who come back later. Its strict no-KYC, no-identifiable-data policy is a good match for privacy audiences.
- Website · Monerica listing
- Commission: 20% revenue share (it can differ by product and only applies to selected prepaid cards)
- Cookie duration: 60 days
- Minimum withdrawal: $20
- Payout options: Monero (XMR) or USDT on Tron
- Affiliate sign up
VPNs
AriaVPN
AriaVPN is a no-signup, no-logs VPN run by privacy advocates. It's built on OpenVPN with its own anonymous DNS on every server and a zero-knowledge design, plus a 21-day money-back guarantee.
Why promote it: VPNs are one of the easiest privacy products to recommend, and a 25% share with a 90-day cookie and no minimum withdrawal is friendly for smaller sites. It also accepts Monero directly, so your readers can pay the same way you get paid.
- Website · Monerica listing
- Commission: 25%
- Cookie duration: 90 days
- Minimum withdrawal: none
- Payout options: Monero (XMR) or Bitcoin Cash (BCH)
- Affiliate sign up
Web Hosting
Private WebHost
Private WebHost (formerly privateweb.ch) offers offshore cPanel hosting, VPS and RDP servers, Swiss dedicated and GPU servers, VPN, colocation and domains, with a DMCA-ignored, privacy-first approach.
Why promote it: Hosting renews, and this program pays 10% on every renewal, so one good referral keeps earning. Its offshore, DMCA-ignored servers also suit people running sites, nodes or services that need to stay online.
- Website · Monerica listing
- Commission: 10% recurring, with room to grow based on volume
- Cookie duration: 90 days
- Minimum withdrawal: $15
- Payout options: Monero (XMR)
- Affiliate sign up
PrivateAlps
PrivateAlps runs offshore hosting from Switzerland: servers, web hosting and VPN options for people who care about privacy and control over their infrastructure.
Why promote it: Swiss offshore hosting is a strong fit for privacy audiences, and you earn on the first order and on renewals and later orders.
- Website · Monerica listing
- Commission: 20% of the first order's base price, then 10% of other orders and renewals
- Cookie duration: not published
- Minimum withdrawal: €25
- Payout options: Monero (XMR), Bitcoin (BTC) or Litecoin (LTC)
- Affiliate sign up
How Do Affiliate Links Actually Work?
Affiliate links are unique URLs given to affiliates to track referrals.
When someone clicks your link, a cookie is usually stored in their browser to track their actions on the business’s site. If they complete a desired action—like making a purchase—the affiliate program attributes that referral to you.
In some cases, there are API keys or custom integrations for more advanced tracking, but the idea is the same: your referrals are tracked, and when you meet the payout threshold, your earnings are paid out in Monero (or another supported currency you choose).
How Do I Add A Monero Affiliate Program To My Business?
We can't give you specific, step-by-step advice on adding a Monero affiliate program at this time. If your business accepts Monero and you’d like to launch an affiliate program that pays out in XMR, contact Monerica to discuss options.
Why Should I Participate in a Monero Affiliate Program That Pays in XMR?
If you can attract customers who pay with Monero, these affiliate programs let you earn commissions directly in Monero (XMR), rather than only in fiat or Bitcoin.
Driving traffic to an affiliate offer can often be done with low or no upfront cost, making it easier to get started than building a full business from scratch.
Unlike many traditional affiliate systems that rely entirely on fiat payments (which can involve chargebacks or frozen funds), Monero transactions are final and private. When a customer pays with Monero and your referral is credited, payouts in XMR are typically fast and robust against fraud-related reversals.
What Does It Take To Be Successful With A Monero Affiliate Program?
The individuals most likely to succeed with Monero affiliate programs that pay in XMR tend to be those who:
- Run a popular website focused on Monero or privacy
- Are skilled in SEO (search engine optimization) for Monero-related content
- Have a large email list of subscribers interested in Monero
- Manage social media accounts or channels with strong Monero-focused engagement
- Own an app, tool, or service that integrates Monero
- Run privacy- or crypto-related advertising campaigns
- Administer or participate in large Monero or privacy group chats
- Review products and services where customers can pay and where affiliates are paid in Monero
Most affiliate programs have a minimum payout threshold. If you don’t reach it, you won’t get paid out. Because of that, it’s usually better to focus your effort on a small number of programs or a single category (for example, exchanges or VPNs) and send consistent, high-quality traffic.
From the programs available, exchanges are often the most profitable category because swap volume adds up. But a general store like Ward's, a phone carrier or a VPN can be far easier to recommend if your audience isn't trading crypto every day.
What Do I Need To Participate in a Monero Affiliate Program That Pays in XMR?
While each program has its own rules, to join the programs listed above, you generally need:
- An email address for account sign up (some may not require this)
- A Monero wallet address to receive payouts in XMR
Some programs also allow you to choose between Monero and other payout currencies (such as Bitcoin or USDT), but every program on this page offers Monero as a payout option or will pay in XMR on request.
Who Should Not Participate in Monero Affiliate Programs?
Earning Monero by posting links sounds appealing, but it still requires effort and an audience.
If you don’t have an established audience or lack skills in online marketing, SEO, or content creation, you may struggle to reach the payout threshold in a reasonable timeframe—even if the program itself is generous.
Additionally, if your promotion strategy relies on spam, misleading claims, or scams to trick people into spending their Monero, your affiliate account may be suspended and you may receive no payout. Ethical promotion is essential, especially when working with privacy-focused communities.
Why Isn't My Monero Affiliate Program Listed Here?
This page is focused specifically on Monero-friendly affiliate programs that both accept Monero from customers and explicitly offer payouts in XMR.
If you run a business that accepts Monero and has an affiliate program with XMR payouts but it isn't listed here, contact Monerica with details about your program, payout structure, and terms.
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