Quick answer: To buy a gift card with Monero, pick a seller that accepts XMR (for example XMR.CARDS, Stealths.NET, Coincards or Cake Pay), choose the country and brand, pay the exact XMR amount from your wallet, and redeem the code. It usually takes about 20 minutes, and with XMR.CARDS or Stealths you don’t even need an email.
Very few big retailers accept crypto directly, but almost all of them sell gift cards. Buying those cards with Monero lets you shop at Amazon, Walmart, Home Depot, Uber, DoorDash, Steam and thousands of other stores without a bank card. Unlike prepaid Visa cards, which usually expire in about six months, store gift cards generally don’t expire.
Where to Buy Gift Cards With Monero (2026)
Every seller below accepts XMR and is Verified on Monerica. Brand counts and fees are from each seller’s own site in October 2026.
| Seller | Catalog | Fee | What you share | Best for | Monerica |
|---|---|---|---|---|---|
| XMR.CARDS | 2,000+ brands, 60+ countries | 1–5% on most cards (min $1.25); some discounted | Nothing: no account, no email | Maximum privacy, Tor, no JavaScript | Verified |
| Stealths.NET | Hundreds of cards, 30+ countries | Shown per card | Nothing (contact info optional) | No-email checkout | Verified |
| Coincards | 550+ US e-gift cards; also CA, UK, EU, AU stores | Shown before checkout | US retailers, restaurants, gas | Verified | |
| Cake Pay | Large catalog; varies by country | Face value + small conversion fee | Paying from Cake Wallet | Verified | |
| Trocador | 40+ countries | Shown at checkout | Email ($5,000/day per email) | Wide country coverage | Verified |
| CardsRelay | 1,500+ brands, 130+ countries | 0–5% premium + issuer fees | Email (verified) | Mobile top-ups, global brands | Verified |
| Coinsbee | Amazon, Apple, Netflix, Spotify and more | Shown at checkout | Email; ID only above €1,000/order | Europe | Verified |
How to Buy a Gift Card With Monero: Step by Step
- Pick the country you’ll use it in. Gift cards are country-specific. A US Amazon card won’t work on Amazon UK. Choose the country first; it also sets the currency (USD, EUR, CAD and so on).
- Choose a seller. Use the table above. If you don’t want to share an email, go with XMR.CARDS or Stealths.NET. If you already use Cake Wallet, Cake Pay is the most convenient.
- Find the brand and amount. Search for the store and enter the amount. Most cards range from about $5 to $500, some higher. The fee (if any) shows before you pay.
- Check out and choose Monero. You’ll get an XMR address and an exact amount, often with a QR code and a payment timer.
- Send the exact amount from your wallet. Send precisely what’s shown, before the timer runs out. Underpaying can delay or void the order. Need a wallet? See best Monero wallets.
- Wait for confirmations. Monero blocks come about every two minutes. XMR.CARDS, for example, delivers after 10 confirmations, roughly 20 minutes.
- Redeem the code. The code appears on your order page (XMR.CARDS, Stealths) or arrives by email (Coincards, Cake Pay, Trocador, CardsRelay). Add it to the store account or app, or show it at checkout.
Which Seller Should You Use?
- Most private: XMR.CARDS. It’s Monero-only, needs no account or email, works without JavaScript and has a Tor mirror (the address is on its Monerica profile).
- No email, many countries: Stealths.NET. The code appears on your order page; save your order number.
- US stores: Coincards, running since 2014, with a deep US catalog from Amazon and Walmart to Home Depot and restaurants.
- From your wallet: Cake Pay, inside Cake Wallet, with email-only sign-up and a $5,000 per day limit.
- Outside North America: Trocador, CardsRelay or Coinsbee.
Popular Gift Cards You Can Buy With XMR
Availability varies by seller and country, but commonly listed brands include Amazon, Airbnb, Apple, Best Buy, DoorDash, eBay, Home Depot, Lowe’s, Steam, Target, Uber, Walgreens and Walmart, plus gas stations, restaurants and mobile top-ups. Some real purchases we’ve written up:
- Amazon gift card via Coincards
- Amazon USA gift card via XMR.CARDS
- Home Depot gift card via Coincards
- Walgreens gift card via XMR.CARDS
- Chevron gift card via XMR.CARDS
Tips to Avoid Problems
- Double-check the country before paying. It’s the most common mistake.
- Keep your order number or email until the card is fully spent.
- Send the exact amount in a single transaction.
- Start small with a new seller or brand.
- Avoid unknown shops. Several gift card sites listed on Monerica have been flagged for not delivering. Check the seller’s status in Monerica’s gift card category first.
Gift Card or Prepaid Card?
If you know which store you’ll shop at, a gift card is usually cheaper and doesn’t expire. If you need to pay somewhere that only takes card numbers, such as a subscription, a hotel or a store with no gift cards, a prepaid Visa, Mastercard or Amex is the better fit. See the best Monero prepaid cards.
FAQ
Can I buy an Amazon gift card with Monero?
Yes. XMR.CARDS, Coincards, Cake Pay and others sell Amazon cards for XMR. Make sure you choose the right country (Amazon.com vs. Amazon UK, DE and so on).
Do I need an account or ID to buy gift cards with Monero?
Not with XMR.CARDS or Stealths.NET: no account, no email. Coincards, Cake Pay, Trocador and CardsRelay ask for an email to deliver the code. Coinsbee may ask for ID above €1,000 per order.
How long does it take?
Usually 10–30 minutes, depending on how many confirmations the seller waits for. Cake Pay says most cards arrive within an hour, occasionally up to a business day.
How much does it cost?
Fees range from zero to about 5% on most cards. XMR.CARDS charges 1–5% (some cards are discounted), CardsRelay 0–5%, and Cake Pay sells at face value plus a small conversion fee.
Can I buy Monero with a gift card?
That’s the reverse direction, and none of the reputable sellers above buy gift cards back. Trading gift cards for crypto with strangers carries a high scam risk. Safer ways to get XMR are covered in how to buy Monero without KYC.
Is buying gift cards with Monero legal?
In most countries, yes: you’re simply paying a merchant with crypto. Check your local rules if you’re unsure.
For the full, current list of gift card sellers that accept Monero, see Monerica: Gift Cards and Prepaid Cards.
Some links on this page are affiliate or sponsor links. If you buy through them we may earn a commission at no extra cost to you. It never changes which services we list: everything recommended here is Verified on Monerica.
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