Most "crypto cards" are bank cards with an exchange glued on top: you upload a passport, take a selfie and wait. Goblin Card (goblincards.com) works differently. You pay for the card in crypto, it arrives by mail with no name printed on it, and you top it up with Monero, Bitcoin and a few other coins. Its own FAQ says the physical card requires no KYC verification, passport, driver's license or identity documents.
It isn't cheap, and it is young. This guide covers what you get, what it costs, how ordering and funding work, and what people who have actually used it say, including the parts they didn't like.
Order Goblin Card: app.goblincards.com. Monerica's listing note: Use code "MONERICA" for $15 off.
Disclosure: that's a Monerica affiliate link. If you buy through it, Monerica earns a commission at no extra cost to you, which helps keep the directory running.
Goblin Card at a glance
- What you get: two separate cards for a one-time $350 under the current offer: Goblin Physical (Mastercard) and Goblin Virtual (Visa)
- Paying for the cards: Monero (XMR), Bitcoin (BTC) or USDT
- Funding the physical card: BTC, ETH, SOL, XMR or USDT
- Deposit fee (physical card): 3.5%, or 4% for XMR, with a $100 minimum deposit
- Monthly fee: none
- Support: SimpleX, Signal and Telegram, 8am–10pm CST, English only
- Monerica profile: Goblin Card on Monerica (Verified)
Fees and prices in this article are from goblincards.com as checked on November 13, 2026. Confirm them on the site before you pay.
The two cards
Goblin is clear that these are two different cards with separate balances, fees and limits, not one card in two formats.
| Goblin Physical | Goblin Virtual | |
|---|---|---|
| Network | Mastercard | Visa |
| Balance held in | Mexican pesos (MXN) | US dollars (USD) |
| Best for | ATM cash, shops, hotels, travel | Apple Pay, Google Pay, online purchases |
| Spending limits | $2,500 per transaction, $5,000 per day | Tap: $20,000 per transaction and day; online: $200,000 per transaction and day |
| ATM cash | $500 per day, 0% Goblin ATM fee | Not available yet |
| Foreign exchange | 0% Goblin FX fee | About 1.5% versus reference rates |
| Card details | No printed name, chip and contactless, PIN in the envelope | 3-D Secure for online payments |
ATM operators can still charge their own fees. The physical card is valid for three years, and renewal or a lost-card replacement costs $100. Goblin says the two cards will be sold separately after "full release"; for now they come as a pair, and the virtual card can't be bought on its own.
What it costs
- Card offer: $350 one time for both cards, including tracked international shipping, activation and support. If the order form takes a code, Monerica's listing shows MONERICA for $15 off.
- Deposits to the physical card: 3.5% for BTC, ETH, SOL and USDT; 4% for XMR. Minimum deposit $100.
- Spending: 0% Goblin FX fee and 0% Goblin ATM fee on the physical card. The virtual card's conversion works out to about 1.5% compared with the rates you see on Google. Goblin explains this includes a 1% markup on the underlying rate.
- No monthly fee.
A worked example: loading $500 of XMR costs $20 in deposit fees (4%), leaving about $480 to spend. The $350 card fee is the big number, so Goblin makes the most sense if you will use it regularly, not for a single purchase. For one-off spending, a single-load gift card is far cheaper; see our best Monero prepaid cards comparison.
How ordering and funding work
- Order on the web portal. Choose the cards and pay $350 in XMR, BTC or USDT.
- Pick delivery. Tracked international shipping takes about seven days and at most fourteen, according to Goblin. In the EU you can choose a parcel locker (Goblin names DPD and InLocker) and avoid customs: enter the locker number and your contact details in the shipping field.
- Register the cards through support. When the physical card arrives, you contact support and they register both cards for you. You will also need an invitation link from support to set up the GoblinCards dashboard.
- Fund the card. In the dashboard, pick the card and follow its deposit instructions. Send only to the address and network shown. The Telegram deposit bot still works too.
- Spend. Your balance shows what actually arrived, minus the coin and product fees, not the amount you typed in. If you send a different amount, Goblin says to use the same deposit address rather than starting over.
The dashboard shows balances, handles deposits, delivers verification codes for the virtual card, and supports passkeys, YubiKey and two-factor authentication.
What users and reviewers say
Goblin Card is new enough that there are few independent write-ups. Here is what we could find, with where it came from.
Monerica reviews
Two customer reviews are approved on Goblin's Monerica profile, both 4 out of 5 stars.
- March 2026: the reviewer was skeptical of paying $350 to a new company, ordered after support answered questions on SimpleX, and got the card faster than the stated delivery time. They praised the plain fee structure and fast Telegram support, and said a Monero deposit, converted to pesos, landed in about 5–10 minutes. Activation took about a day. Downsides: registration was confusing (you set up a login, then support does the actual registration), a promised Android app hadn't shipped, the price is steep, and "still young, could be a rug pull". Their verdict was still positive: "a def win for monero."
- October 2026: the reviewer called it straightforward with responsive Telegram and SimpleX support, and said topping up with Monero is effortless now that there is a web app. They also found registration confusing. They were told the first use should be at an ATM to set the PIN, and later that it was fine as long as they knew the PIN. Their biggest worry: the card portal shows a Mexican individual's name and address that the card is registered to, and support told them they could use any Mexican name and address for online purchases. They recommended it "if you have $350 to burn."
KYCnot.me
Goblin Card has a community listing on KYCnot.me. That means a user submitted it and, as the page says, nobody from the KYCnot.me team has checked it yet, so treat its scores as unverified. It rates the card 8/10 overall with a privacy score of 93. On the minus side it notes that Goblin can terminate service at its discretion, may freeze funds it flags, processes orders by hand, uses a third-party payment processor, requires JavaScript, and is still in beta.
What Goblin's own terms say
Two lines in the terms of service are worth reading before you deposit:
- Goblin does not accept sanctioned, stolen or illegally sourced crypto and reserves the right to refuse, freeze or reverse any deposit it decides falls into that group.
- It can suspend or terminate access at any time for violations or for any other reason at its sole discretion.
That is common for card programs, but it means you are trusting a small company with whatever balance you hold. Keep the balance to what you plan to spend soon.
Strengths and weaknesses
Strengths
- No identity documents for the physical card, according to Goblin
- Real ATM access, which most no-KYC cards don't offer
- Monero is supported both for buying the cards and for topping up
- No monthly fee, and 0% Goblin FX and ATM fees on the physical card
- Support over encrypted messengers (SimpleX and Signal), praised by both Monerica reviewers
- Reloadable for three years, unlike single-load gift cards
Weaknesses
- $350 up front is a lot, and reviewers say so
- Registration is done by support and confused both Monerica reviewers
- Deposits cost 4% in XMR, with a $100 minimum
- Young company in beta; reviewers mention the risk of it disappearing
- The card is registered behind the scenes to someone else's name and address, which one reviewer found uncomfortable
- Goblin can freeze flagged deposits or close accounts at its discretion
- Country and merchant restrictions apply, so check the restrictions on Goblin's features page before ordering
Is Goblin Card right for you?
It suits people who want to spend Monero in the physical world regularly, at ATMs, shops and hotels, without a bank account in their name, and who accept paying $350 for that. It is a poor fit if you only need to make one online purchase, if you want to hold a large balance, or if you are uncomfortable relying on a new company.
If you decide to try it, start small: order, fund the minimum, test the card at an ATM and a shop, and only then load more.
FAQ
Can I fund Goblin Card with Monero?
Yes. The physical card accepts BTC, ETH, SOL, XMR and USDT. XMR deposits carry a 4% fee; the others are 3.5%.
Does Goblin Card require ID?
Goblin says the physical card needs no KYC, passport, driver's license or identity documents. You do need to be at least 18, and Goblin can still freeze deposits it flags.
How long does delivery take?
About seven days with tracked international shipping, fourteen at most, according to Goblin. One Monerica reviewer received theirs faster than stated. If a card never arrives, Goblin offers a free reship or an eligible refund.
Can I get a refund?
Goblin's FAQ says refunds are available for any reason before the card is first used successfully: in full before shipping, minus the shipping fee after. Publicly sharing a card's BIN leads to indefinite suspension with no refund.
Does the virtual card work with Apple Pay?
Yes. Goblin Virtual supports Apple Pay, Google Pay and 3-D Secure for online payments. It can't withdraw cash at ATMs yet.
Bottom line
Goblin Card is one of the few ways to turn Monero into ATM cash and everyday card spending without handing over ID. Both Monerica reviewers rate it 4 out of 5: they like the support and the easy Monero top-ups, and they dislike the price, the confusing registration and the uncertainty of a young company. Go in with eyes open and a small balance.
Order Goblin Card → (Monerica's listing note: Use code "MONERICA" for $15 off)
Read the reviews, or leave your own after you have used the card, on the Goblin Card Monerica profile. Compare other options in Monerica's Reloadable Cards category.
