Paying With Monero at a Real Ace Hardware Store in Idaho



Last updated: October 4th, 2026

Pay with Monero at Ace Hardware — Ward's Ace & Country Store, Malad City, Idaho

▶ Watch the full store walkthrough on YouTube

One of the most common questions people ask about Monero is a simple one: can you actually spend it? Not trade it, not hold it and hope — walk into a store, grab what you need, and pay. In a small town in Idaho, the answer is a flat yes.

At Ward's Ace & Country Store you can fill a cart with tools, ammo, food, and clothing, walk up to the register, scan a QR code with your phone, and pay for all of it with Monero. No bank account, no credit card, not even cash. This is what real-world Monero adoption actually looks like, and it is worth seeing.

A real store, in a real town

Ward's sits in Malad City, Idaho — a small farming and ranching town tucked into the Rocky Mountains about fifteen minutes north of the Utah border, next to a mountain with a giant letter "M" on it. Malad is even home to the oldest state-chartered bank still operating in Idaho. But here you do not need a bank at all if you have Monero.

You will find Ward's at 65 North 300 East — the big building with the Ace sign and the Ward's Country Store silo out front.

Map of Ward's Ace & Country Store, 65 North 300 East, Malad City, Idaho (OpenStreetMap)

Ward's Ace & Country Store — 65 North 300 East, Malad City, ID 83252. View on OpenStreetMap

You can buy just about anything here

It is a full Ace Hardware, with everything you would expect from brands like Milwaukee, DeWalt, and Stihl — but there is much more. You can fill a propane tank, cut a key, or even get a car key programmed. There is clothing from workwear to hunting apparel and boots, and food that runs from coffee and pickled eggs to jams, salsas, and a whole wagon of jerky and smoked meats. They stock feed for livestock and pets, twine, and the other necessities of farm life.

Up front you will find guns and ammo — Smith & Wesson, SIG, a glass case full of handguns, and a full wall of rifles and shotguns behind it — plus less-lethal self-defense options for those who want protection without a firearm. There is an aisle of fishing rods, reels, and lures, garden seeds and Presto pressure canners for the self-sufficient, kitchen and grilling gear, and all the plumbing, electrical, and painting supplies you would need for a home. Every bit of it can be bought with Monero, in person or online.

How paying with Monero works

The checkout is almost boringly simple — which is the point. The cashier rings up the order, you say you want to pay with Monero, and the point-of-sale terminal shows a QR code with the amount in XMR. You open the Monero wallet on your phone, scan the code, and swipe to send. Once the transaction is seen in the mempool you are good to go; it takes mere seconds.

For most orders a zero-confirmation payment is accepted. For large orders they wait for two confirmations. The point-of-sale system plugs into their existing backend, so Ward's accepts Monero without reinventing the way they run the store, and the receipt simply shows that you paid with crypto. (For what it is worth, the Iowa Smokehouse cracked black pepper steak bites were amazing — food just tastes better bought with Monero.)

Why Monero instead of dollars or a card?

Unlike the dollar, Monero's inflation is already under one percent a year and still dropping, heading toward zero. Nobody can print more of it on a whim the way the Federal Reserve does. Nobody can freeze your account, and nobody keeps a record of what you spent it on. Monero's blockchain hides the sender, the receiver, and the amount on every single transaction. It is private, digital cash you can use without a bank account or an ID — money that is actually yours. That simply makes it a better form of money.

See it for yourself

If you are ever passing through southeastern Idaho, stop in at Ward's Ace & Country Store in Malad and buy something with Monero. They also sell everything shown here, and more, online — and if you are interested in buying a firearm with Monero, they can ship it to a licensed FFL dealer in your state for pickup. Check them out at wardsace.com, and watch the full walkthrough in the video above.

Thanks to Ward's Ace — and to every merchant accepting Monero as payment. They are the ones who make the parallel economy, and opting out, possible. If you want to find more places that take Monero, or swap crypto you already hold into Monero, browse the directory at Monerica.com.

Stay private, and stay free.

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