Looking to buy gold with Monero? Good news: several reputable bullion dealers accept XMR directly, letting you convert digital privacy into tangible wealth. Below you’ll find vetted options, how the checkout flow works, what fees to expect, and practical privacy considerations.
Verified Dealers That Accept Monero
1) Suisse Gold
- Metals: Gold, silver, platinum, palladium, rhodium
- Why use: Broad product selection and international reach
- Tip: Compare premiums on popular coins (Maple, Eagle, Krugerrand) vs bars before you pay
2) Veldt Gold
- Metals: Gold, silver, platinum, palladium
- Accepts crypto: Yes, including Monero
- Note: Minimum order $2,000
- Why use: Longstanding crypto-first bullion desk, clear buy/sell process
Listings adapted from community directories (e.g., Monerica). Availability can change—always confirm at checkout or with support.
How to Buy Gold With Monero: Step-by-Step
- Choose your dealer & product. Decide between coins (often more liquid, slightly higher premium) or bars (lower premium per ounce). Check product availability and delivery timelines.
- Lock the quote. Dealers typically lock a price window. If offered, decide between a fixed (locked) or floating (market) rate for the XMR total.
- Enter shipping details or vaulting preference. Physical delivery will require a name and address; some dealers offer storage or in-person pickup.
- Get a unique Monero address. Reputable merchants generate a unique payment address (often a subaddress) per order. Verify the address inside the dealer’s website session—avoid copying addresses from email alone.
- Send XMR from your wallet. Use a trusted wallet (e.g., Monero.com/Cake, Monerujo, Stack Wallet). Double-check the address and amount before confirming.
- Wait for confirmations. Bullion orders usually require multiple confirmations (commonly 10+). Your order updates to “paid/processing” after the dealer detects sufficient confirmations.
- Fulfillment & tracking. You’ll receive shipping notice or vault confirmation. Keep your TXID and order ID for records.
Costs: What Affects Your All-In Price
- Premium over spot: Varies by product (coins vs bars), mint, and quantity.
- Shipping & insurance: Higher for heavier or higher-value shipments.
- Payment method spread: Some dealers apply a crypto settlement spread. Compare totals before sending XMR.
- On-chain fee: Monero network fees are typically low, but still check your wallet’s suggested fee.
Privacy & Security Tips
- Merchant domain hygiene: Verify you’re on the official domain before paying. Bookmark it. Avoid following random links.
- Unique payment address: Expect a new XMR address per order. If you see re-used addresses, contact support.
- Communications: For sensitive questions, use the dealer’s secure ticket/portal instead of email when possible.
- Shipping reality: Paying with Monero protects payment privacy, but physical delivery still requires identity/location for the courier. Consider insured pickup or vaulting if offered.
- Recordkeeping: Save the invoice and TXID. If you ever need to prove payment, you can share a view key or TX proof without revealing your whole wallet.
What to Buy: Coins vs Bars
- Coins (1 oz): American Eagle, Maple Leaf, Krugerrand. Pros: High recognizability, easy resale. Cons: Typically higher premium.
- Bars (1 oz, 10 oz, kilo): Lower premium per gram/oz, serialized options available. Cons: Slightly less familiar to retail buyers than major coins.
Troubleshooting & FAQs
How many confirmations do dealers require?
It varies by merchant and order size. Expect several confirmations (often 10+) before fulfillment. Your order page will show when funds are considered settled.
Can I pay from an exchange wallet?
It’s safer to pay from a self-custody Monero wallet. Exchange wallets may batch or delay sends, and you’ll have less control over proofs if something needs verification.
What if the price moves while I’m paying?
If your quote window expires, most dealers will prompt a refreshed total. Use a fixed-price option when offered if you want certainty during checkout.
Do dealers accept returns?
Precious metals are often final sale. Check the return/buyback policy before you pay. Many dealers will buy back at a posted bid price.
Quick Links
- Suisse Gold — international bullion selection
- Veldt Gold — crypto-friendly bullion desk (minimum order $2,000)
Nothing here is financial advice. Compare premiums, policies, and shipping before you buy. Always verify payment details with the dealer directly.
