Cake Pay XMR Prepaid Mastercard Review — US Virtual Card, Apple Wallet Ready (How-To + Terms)
I review Cake Pay’s Virtual Promotional Prepaid Mastercard funded with Monero (XMR). It’s US-only, loads $10–$5,000, activates via MyPrepaidCenter, and works online or in-store once you add it to a mobile wallet (e.g., Apple Wallet). No full account setup—just an email code login.
Where to Find It
- Go to Monerica.com → Businesses → Gift Cards & Prepaid Cards → Cake Pay → Explore Now → Prepaid Cards
- Select “Virtual Promotional Prepaid Mastercard USD (USA Use Only)”
How It Works (Quick Steps)
- Enter your email on Cake Pay and confirm with the one-time code.
- Choose your load amount ($10–$5,000) and pay in Monero.
- After confirmations, you’ll get an email with a link and security code.
- Visit MyPrepaidCenter.com/redeem, enter the code, complete registration, and accept the agreements.
- View your 16-digit card, expiry, CVV, balance, and transaction history.
- Add to Apple Wallet (or other mobile wallet) and tap to pay in stores that accept mobile wallets.
- Optional: request a plastic card for $3 (7–14 business days).
Key Terms / Limitations
- US use only
- Not reloadable
- Valid 6 months — unused funds forfeit after the valid-thru date
- Do not use VPN or Tor when using the card (per terms)
- 5% bonus at participating merchants listed on MyPrepaidCenter
Pros
- Pay with Monero via Cake Pay
- High load range up to $5,000
- Instant virtual card details after activation
- Works online & in mobile wallets; smooth Apple Wallet add
- Optional plastic card for a fee
Cons
- US-only
- 6-month validity window
- No VPN/Tor usage allowed by terms
Detailed Walkthrough (What I Did on Camera)
I’m reviewing a virtual promotional prepaid Mastercard provided by Cake Pay, a US-only card you can fund with Monero and load anywhere from $10 to $5,000. Keep in mind this is for educational purposes only and is not financial, tax, or legal advice. Always consult a professional for your specific situation.
Finding the Card
- Go to Monerica.com → Businesses → Gift Cards & Prepaid Cards → Cake Pay.
- On Cake Pay, click Explore Now → Prepaid Cards.
- Sign in with your email; enter the one-time code to proceed.
- From the catalog, pick “Virtual Promotional Prepaid Mastercard USD (USA Use Only).”
Purchase & Redeem
- Choose your amount and pay in Monero (XMR).
- After the required confirmations, you’ll receive an email with a link and a security code.
- Open the link, enter the code, complete the CAPTCHA, and receive a redeem code plus the final activation link.
- Activate at MyPrepaidCenter.com/redeem.
- Complete quick registration and accept the Cardholder and E-Sign agreements.
- Important: Do not use a VPN or Tor when redeeming or managing the card.
What You Get After Activation
- Immediate access to the 16-digit card number, expiration date, CVV, name on card, allowed usage, balance, and transaction history.
- Virtual debit Mastercard for US merchants only.
- Add to a mobile wallet (e.g., Apple Wallet) for in-store tap-to-pay where mobile wallets are accepted.
- Optional physical card for a $3 fee (7–14 business days).
Apple Wallet Experience
- Added by entering card number, expiry, and CVV; it appeared immediately and was ready to tap-to-pay.
- In testing, back-to-back purchases worked until the balance hit zero, then I moved to another card—no cashier interaction needed.
Extras & Notes
- Some participating merchants on MyPrepaidCenter offer 5% bonus incentives.
- During registration you provide an address, phone, and email for the card profile; these are not required to use the card in a digital wallet.
Links & Support
- Visit: Monerica — Gift Cards & Prepaid Cards
- Donate XMR:
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Bottom Line
Overall, the flow is straightforward: go to Cake Pay, select Prepaid Cards, choose the Virtual Promotional Prepaid Mastercard (USA), pay with XMR, wait for confirmations, redeem at MyPrepaidCenter, and you’re ready to use it online or tap in stores from your wallet. It’s quick, simple, and—if you’re in the US and want a Monero-funded prepaid card—a practical way to get it done.
Disclaimer
This is not financial or legal advice. Do your own research and follow your local laws and the card’s terms.